Personal, landlord and commercial insurance solutions Quote reviews and claims support available
Insurance Made Clear

Protection chosen around what matters to you.

Straightforward insurance advice for individuals, landlords and businesses. We help you understand your risks, compare suitable cover and arrange policies with confidence.

Personal ServiceAdvice based on your needs
Wide Cover OptionsPersonal and commercial insurance
Claims SupportHelp when you need it most
Insurance Services

Cover for your home, livelihood and business

Discuss Your Cover

Home Insurance

Buildings and contents insurance arranged around your property, possessions and circumstances.

Get a home quote →

Motor Insurance

Cover options for private cars, vans, specialist vehicles and selected higher-risk circumstances.

Get a motor quote →

Landlord Insurance

Protection for rental properties, buildings, contents, liability and loss of rent where available.

Protect your property →

Business Insurance

Tailored packages for shops, offices, trades, consultants, hospitality and growing businesses.

Review business cover →

Liability Insurance

Public liability, employers' liability and related cover for a wide range of occupations.

Discuss liability cover →
🚚

Fleet & Commercial Motor

Cover for business vehicles, mixed fleets, vans and commercial driving risks.

Request a fleet review →
Why Choose Harbour

Advice first. Cover second.

Insurance should be based on a clear understanding of your risks. We take time to learn about your home, work or business, explain the important details and help you choose cover that fits your circumstances.

Personal quote reviews
Personal and commercial cover
Clear explanation of exclusions
Renewal reminders and reviews
Support with claims information
Remote and local appointments
Speak to a Broker
Commercial Insurance

Business cover that grows with you

A commercial insurance package can combine multiple areas of cover based on your trade, premises, staff and activities.

01

Property & Stock

Protection for premises, equipment, contents and stock.

02

Liability

Public, employers' and products liability where required.

03

Professional Risks

Professional indemnity and selected specialist cover.

04

Business Interruption

Support for insured loss of income following certain events.

How It Works

A straightforward route to suitable cover

1

Tell Us About the Risk

Share the details of your home, vehicle, property or business.

2

Review Your Needs

We identify the important cover areas, limits and exclusions.

3

Compare Options

Suitable policy options are reviewed and explained clearly.

4

Arrange and Support

Your selected policy is arranged with ongoing renewal and claims support.

Claims Support

Help when something goes wrong

A claim can be stressful. We can help you understand the information required, explain the next steps and direct you to the relevant insurer claims team.

Call About a Claim
1
Make the situation safe
Take reasonable steps to prevent further damage where safe to do so.
2
Record the details
Keep photographs, dates, receipts and relevant incident information.
3
Contact the claims team
Notify the insurer as soon as practical using the policy details provided.
4
Keep us informed
We can help clarify policy information and communication where appropriate.
Client Reviews

Trusted for responsive, practical service

★★★★★

“The broker explained the differences between the options clearly and saved us a lot of time.”

JM
James M.Small business owner
★★★★★

“Our landlord policy was handled quickly, and the exclusions were explained before we committed.”

SR
Sarah R.Property owner
★★★★★

“Excellent support when we needed to make a claim. Professional and reassuring throughout.”

DP
David P.Commercial client
Frequently Asked Questions

Common insurance questions

Why use an insurance broker?

A broker can help you explain your risk, understand policy wording and compare suitable options from available providers.

Can you review my existing insurance?

Yes. Existing schedules and policy documents can be reviewed to identify gaps, duplication or areas that may need updating.

Do you arrange both personal and business insurance?

Yes. This template includes personal, landlord, commercial and specialist business insurance services.

Can you help if I need to make a claim?

We can help clarify policy information and direct you to the insurer's claims process, subject to the service provided by the brokerage.

Is your current insurance still right for you?

Request a review before renewal and make sure your cover reflects your current home, work or business.

Request a Review →
Contact Harbour

Request a quote or policy review

Tell us what you need to insure, when the cover is required and any relevant policy details.

Call us
01234 567 890
Appointments
Remote and local appointments available
Office hours
Monday–Friday: 9:00–17:30
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Quote Request

Tell us about the cover you need